The terms that govern your use of harborbenefitsgroup.com and the services provided by Harbor Benefits Group.
These Terms of Service (“Terms”) govern your access to and use of harborbenefitsgroup.com and the services provided by Harbor Benefits Group LLC (“Harbor Benefits Group,” “we,” “us,” or “our”), a limited liability company (LLC) and licensed insurance agency located at 7 Williamsburg Estates Dr, Saint Louis, MO 63131, United States. By accessing our website or requesting our services, you agree to these Terms.
Harbor Benefits Group provides Medicare insurance guidance and enrollment assistance through licensed insurance agents. We help individuals understand and compare the Medicare plan options we offer. This is a solicitation for insurance, and a licensed insurance agent may contact you.
Harbor Benefits Group LLC does not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. To get information on all of your options, please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227). We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Information provided on this website and during consultations is for general educational purposes and does not constitute insurance, legal, tax, or financial advice. Plan availability, benefits, premiums, and eligibility are subject to change and are determined by the applicable carriers and government programs. We make no guarantee of coverage, savings, or specific outcomes.
By providing your phone number and opting in, you consent to receive text messages from Harbor Benefits Group LLC related to your inquiry, appointment scheduling, confirmations, reminders, plan options, and — where separately consented — marketing communications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time; reply HELP for help. Consent is not a condition of purchase.
Mobile information and consent records (including phone numbers and SMS opt-in data) will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors and service providers in support of our Services (such as CRM, calendar, messaging, or compliance providers) is permitted only for the purpose of delivering those Services to you.
Carrier Liability: Wireless carriers are not liable for delayed or undelivered messages. Message delivery is subject to your mobile carrier's network availability and is not guaranteed. Harbor Benefits Group LLC and the participating wireless carriers are not responsible for messages that are delayed, undelivered, or misdirected.
For information about how we collect, use, and protect your information — including your mobile and SMS data — please review our Privacy Policy.
You must be at least 18 years of age to use our services and provide consent to be contacted. By submitting your information, you confirm that the contact details you provide are your own and that you are the subscriber or customary user of the phone number provided.
All content on harborbenefitsgroup.com, including text, graphics, logos, and design, is the property of Harbor Benefits Group LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute our content without prior written permission.
To the fullest extent permitted by law, Harbor Benefits Group LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our services are provided on an “as is” and “as available” basis.
Our website may contain links to third-party sites, such as Medicare.gov. We are not responsible for the content or privacy practices of those sites.
These Terms are governed by the laws of the State of Missouri, without regard to its conflict-of-law provisions. Any disputes shall be subject to the exclusive jurisdiction of the courts located in Missouri.
We may update these Terms from time to time. Material changes will be reflected by the “Last Updated” date above. Your continued use of our services after changes are posted constitutes acceptance of the revised Terms.
Questions about these Terms? Contact us at:
Harbor Benefits Group LLC
7 Williamsburg Estates Dr, Saint Louis, MO 63131, United States
Phone: +1 (314) 458-9176
Email: [email protected]
Medicare Disclaimer: Harbor Benefits Group LLC is a licensed insurance agency. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227) to get information on all of your options. Not connected or affiliated with any United States Government or State agency. This is a solicitation for insurance. A licensed insurance agent may contact you.